Services
The Provident Service
Whether you are a business owner, private investor, institution or corporate entity, when you partner with Provident Advisory, we help you, and those important to you, better manage your wealth so you can get on with enjoying the better things in life.
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Our Core Specialties
Business Succession Planning
At Provident, we possess the unique skillset of being able to deliver a full circle approach – we guide and mentor clients as they establish and grow their business, through to business succession planning including implementing exit strategies, project managing the exit process and providing suitable investment options thereafter – all while keeping in mind the complexity of your family dynamics and relationships.
Whether it be transferring assets, shareholdings or retained earnings from your business into your super fund, shareholders agreements, buy sell agreements or business risk insurance, we are adept at servicing private businesses, families and individuals, taking into account their family relationships and personal wealth aspirations.
Business Succession Planning
Superannuation & Retirement Planning
Transition to Retirement has been designed to allow workers to take smaller steps as they step away from the workplace into retirement. Previously, super couldn’t be accessed until the age of 65 or retirement after preservation age. The current legislation provides several options that give you the flexibility to use your super as a valuable tool to plan and live the life you want now and when you ultimately retire.
Perhaps you’d like to work fewer hours but keep building your super nest egg? Maybe you want to access some of your super to top up your income now? Or perhaps you want to stay working just the way you are and keep building your super balance? The worker-saver option could help you do that and could give you some super pre-retirement tax savings too.
Superannuation & Retirement Planning
Self-managed Superannuation
Superannuation may well be the biggest financial asset you have & therefore it’s essential to review your contributions and investments ensuring they continue to support your strategic objectives.
Running your own retirement funds gives you greater choice and control – but also brings responsibilities and risks. We can help to navigate your obligations, while exploring the exciting opportunities that SMSFs present.
Self-managed Superannuation
Wealth Management
Successful wealth creation depends on multiple factors. There are a myriad of investment strategies out there, but not all of them will match your risk profile or objectives. We can help you find the one that is best suited to who you are, and what you want to achieve.
By talking to us about your objectives, timeframes, preferences and attitude to risk, we’ll help you find a strategy that lets you build wealth in a way that suits you.
Wealth Management
Wills & Estate Planning
Effective estate planning is about more than making a Will. It’s about protecting and providing for your loved ones, and making sure your assets are distributed as you would wish, in the most tax-efficient way possible.
Estate planning is different for every person, but every plan has the same goal: peace of mind. With a proper estate plan in place, you can be confident that should you die or become unable to manage your affairs, you have everything in order. Your plan may cover your own life care instructions as well as how your assets will be managed and, ultimately, distributed according to your wishes in the most efficient and tax-effective way.
While the structure of an estate plan will vary according to personal circumstances, assets and wishes, the process offers a range of tools to help you manage your affairs. Tools such as Wills, Powers of Attorney, insurance policies and trusts can help ensure your affairs are managed the way you would like.
Wills & Estate Planning
Private Family Office
Complex family asset structures may require tailored succession planning to support the transfer of intergenerational wealth, such as setting up trusts, or a philanthropic foundation for assets based on specific family charters.
Given the complexity of these situations, clients may utilise our private family office to help manage and align assets to specific interests and charters. As the administrator of your Family Board structure, we can manage the administration of your assets, and provide the conduit with your lawyers, accountants, stockbrokers, insurance advisers and other necessary professionals.
Private Family Office
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